Medicaid work requirements · New Mexico

Medicaid work requirements in New Mexico: who is subject and who loses coverage (2027)

Data snapshot 2026-06-03 · part of These 5 Million People Are About to Lose Their Medicaid — But They Don't Have To

New Mexico expanded Medicaid, so the federal work requirement that takes effect January 1, 2027 applies to its expansion adults. About 231,344 of them (18.9% of an expansion pool of 247,310) will have to prove 80 hours a month of work, school, or service, or an exemption, to keep coverage.

This model's bottom-up estimate is that 85,410 people in New Mexico lose coverage by 2034: 78,470 of them still eligible but lost to paperwork and reporting failures, and 6,940 not meeting the requirement. Nationally the same model gives 5,461,400, against CBO's 5,200,000.

Whether those eligible people keep coverage depends on the state's ability to renew them automatically (ex parte) from data it already holds. New Mexico scores 62 of 100 on this model's ex parte capability index, a mid band; its eligibility system is ASPEN.

Key figures

Model v2-2026-06-03. "Strict" counts adults whose ACS record shows them subject with no observable exemption; "permissive" allows the broader exemption reading.
MeasureNew Mexico
Expansion stateYes
Subject to the requirement via waiverNo
Expansion pool (adults 19 to 64)247,310
Adults subject, strict definition231,344
Adults subject, permissive definition226,717
Share of expansion pool subject18.9%
Projected coverage loss by 203485,410
Hardship exception statusAdopting
Early implementerNo
Ex parte capability score (0 to 100)62 (mid)

Who is subject in New Mexico

Of the 231,344 subject adults, 41% already work 80 or more hours a month and 53% are not working. 38% have a child under 14 at home. Among those not working, 45% report a disability and 20% are caregivers.

ACS PUMS 5-year 2020 to 2024, subject adults only.
CharacteristicShare of subject adults
Age 19-2415%
Age 25-3423%
Age 35-4421%
Age 45-5417%
Age 55-6423%
Not working53%
1 to 19 hours a month1%
20 to 79 hours a month5%
80 or more hours a month (meets the bar)41%
Not working: Disabled45%
Not working: Caregiver20%
Not working: Postpartum0%
Not working: Student4%
Not working: Other31%

Why eligible people lose coverage

Of the 85,410 projected to lose coverage in New Mexico, 78,470 meet the requirement or qualify for an exemption but fail to document it. 24,116 of those are working people who cannot prove their hours through data the state can see, and 54,353 qualify for an exemption the state does not detect automatically.

Bottom-up model v8.0-2026-05-30; documentation-failure buckets compound over the 14 six-month renewal cycles through 2034.
GroupProjected to lose coverage
Multiple part-time jobs (aggregation failure)7,953
Variable shifts / on-call work5,276
Self-employed (other)4,189
Full-time students not auto-verified1,820
Cash-paid construction & trades1,506
Seasonal: agriculture, hospitality, food service1,408
Volunteering / job training1,408
Gig / courier (DoorDash, Uber, Lyft, Instacart)555
American Indian / Alaska Native (tribal exemption)12,786
Medically frail without auto-match12,250
Caregivers of a disabled adult10,548
Parent caregivers of children ≤13 without auto-match9,936
Kinship caregivers (non-parent) of children ≤134,693
SUD treatment not flagged in claims data2,082
Other categorical exemptions (foster, AYA cancer, SNAP/TANF)1,195
Recent incarceration (data-match gap)740
Pregnancy / postpartum data lag123

Can the state renew people automatically?

The ex parte capability index blends the state's observed automatic-renewal rate (63% in CMS eligibility-processing data), the wage, disability, and other data sources it can query, and its history of churn. New Mexico's composite score is 62 (mid band). A low score means more eligible people will be dropped for paperwork unless the state changes its process before January 1, 2027.

ComponentScore
Composite62
Observed ex parte63
Core capability62
Data sources65
Historical churn50

How subjects overlap across exemption categories

Each subject adult sits in exactly one cell. Categories: Working ≥ qualifying hours / income; Parent caregiver of child ≤13; Medically frail; Full-time student.
CombinationAdultsShare
None of the four82,57135.7%
Working ≥ qualifying hours / income50,25521.7%
Working ≥ qualifying hours / income + Parent caregiver of child ≤1330,85613.3%
Medically frail29,86512.9%
Parent caregiver of child ≤1312,3785.3%
Full-time student7,8343.4%
Working ≥ qualifying hours / income + Full-time student6,7972.9%
Working ≥ qualifying hours / income + Parent caregiver of child ≤13 + Full-time student3,4551.5%

Counties in New Mexico

Subject adults concentrate: Bernalillo County (69,712), Doña Ana County (26,086), and Santa Fe County (18,762) account for 50% of the state's subject population.

All 33 counties in New Mexico with subject adults, sorted by count. County figures are model allocations of the state estimate by ACS tract characteristics.
CountyAdults subjectSubject rateProjected lossPoverty rateWorking-age population
Bernalillo County69,71217.2%25,73716.0%405,612
Doña Ana County26,08620.1%9,63123.0%129,754
Santa Fe County18,76221.9%6,92712.0%85,652
Sandoval County17,13219.6%6,32510.0%87,628
San Juan County12,76518.6%4,71325.0%68,738
Valencia County8,39618.6%3,10018.0%45,014
Lea County7,87318.6%2,90718.0%42,376
Otero County7,02217.2%2,59319.0%40,764
Chaves County6,94918.9%2,56622.0%36,772
McKinley County6,82816.8%2,52134.0%40,610
Eddy County6,72318.8%2,48212.0%35,758
Rio Arriba County4,69121.5%1,73222.0%21,798
Curry County4,44015.8%1,63919.0%28,135
Taos County4,11622.4%1,52015.0%18,396
Grant County3,51025.1%1,29620.0%14,004
San Miguel County3,07420.4%1,13524.0%15,032
Luna County3,02522.9%1,11723.0%13,230
Cibola County2,68217.3%99027.0%15,486
Lincoln County2,55624.4%94416.0%10,460
Roosevelt County2,17820.1%80421.0%10,862
Los Alamos County2,11518.5%7814.0%11,457
Socorro County2,07324.6%76531.0%8,440
Torrance County1,78320.8%65821.0%8,591
Sierra County1,53829.5%56825.0%5,220
Colfax County1,47422.8%54418.0%6,470
Quay County1,17425.9%43325.0%4,534
Catron County63136.6%23321.0%1,724
Mora County50225.2%18522.0%1,991
Guadalupe County49618.8%18321.0%2,631
Hidalgo County40918.7%15123.0%2,189
Union County39818.0%14718.0%2,213
De Baca County13615.9%5016.0%855
Harding County9427.8%3514.0%338

State brief and methodology

Estimates, not counts. The model rakes to CBO's national subject total and allocates by ACS microdata; state agencies hold the administrative data that would replace these figures.

Sources

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