Pennsylvania expanded Medicaid, so the federal work requirement that takes effect January 1, 2027 applies to its expansion adults. About 769,099 of them (10.1% of an expansion pool of 822,177) will have to prove 80 hours a month of work, school, or service, or an exemption, to keep coverage.
This model's bottom-up estimate is that 217,271 people in Pennsylvania lose coverage by 2034: 194,198 of them still eligible but lost to paperwork and reporting failures, and 23,073 not meeting the requirement. Nationally the same model gives 5,461,400, against CBO's 5,200,000.
Whether those eligible people keep coverage depends on the state's ability to renew them automatically (ex parte) from data it already holds. Pennsylvania scores 41 of 100 on this model's ex parte capability index, a high band; its eligibility system is COMPASS.
Key figures
| Measure | Pennsylvania |
|---|---|
| Expansion state | Yes |
| Subject to the requirement via waiver | No |
| Expansion pool (adults 19 to 64) | 822,177 |
| Adults subject, strict definition | 769,099 |
| Adults subject, permissive definition | 753,717 |
| Share of expansion pool subject | 10.1% |
| Projected coverage loss by 2034 | 217,271 |
| Hardship exception status | Adopting |
| Early implementer | No |
| Ex parte capability score (0 to 100) | 41 (high) |
Who is subject in Pennsylvania
Of the 769,098 subject adults, 37% already work 80 or more hours a month and 56% are not working. 35% have a child under 14 at home. Among those not working, 52% report a disability and 15% are caregivers.
| Characteristic | Share of subject adults |
|---|---|
| Age 19-24 | 13% |
| Age 25-34 | 22% |
| Age 35-44 | 21% |
| Age 45-54 | 18% |
| Age 55-64 | 26% |
| Not working | 56% |
| 1 to 19 hours a month | 1% |
| 20 to 79 hours a month | 6% |
| 80 or more hours a month (meets the bar) | 37% |
| Not working: Disabled | 52% |
| Not working: Caregiver | 15% |
| Not working: Postpartum | 0% |
| Not working: Student | 2% |
| Not working: Other | 30% |
Why eligible people lose coverage
Of the 217,271 projected to lose coverage in Pennsylvania, 194,198 meet the requirement or qualify for an exemption but fail to document it. 93,994 of those are working people who cannot prove their hours through data the state can see, and 100,204 qualify for an exemption the state does not detect automatically.
| Group | Projected to lose coverage |
|---|---|
| Variable shifts / on-call work | 27,342 |
| Multiple part-time jobs (aggregation failure) | 20,031 |
| Self-employed (other) | 18,990 |
| Full-time students not auto-verified | 7,011 |
| Volunteering / job training | 6,808 |
| Cash-paid construction & trades | 6,402 |
| Seasonal: agriculture, hospitality, food service | 4,383 |
| Gig / courier (DoorDash, Uber, Lyft, Instacart) | 3,027 |
| Medically frail without auto-match | 42,645 |
| Caregivers of a disabled adult | 27,345 |
| Parent caregivers of children ≤13 without auto-match | 9,397 |
| American Indian / Alaska Native (tribal exemption) | 6,298 |
| SUD treatment not flagged in claims data | 5,927 |
| Kinship caregivers (non-parent) of children ≤13 | 5,047 |
| Other categorical exemptions (foster, AYA cancer, SNAP/TANF) | 1,986 |
| Recent incarceration (data-match gap) | 1,204 |
| Pregnancy / postpartum data lag | 356 |
Can the state renew people automatically?
The ex parte capability index blends the state's observed automatic-renewal rate (16% in CMS eligibility-processing data), the wage, disability, and other data sources it can query, and its history of churn. Pennsylvania's composite score is 41 (high band). A low score means more eligible people will be dropped for paperwork unless the state changes its process before January 1, 2027.
| Component | Score |
|---|---|
| Composite | 41 |
| Observed ex parte | 16 |
| Core capability | 81 |
| Data sources | 72 |
| Historical churn | 50 |
How subjects overlap across exemption categories
| Combination | Adults | Share |
|---|---|---|
| None of the four | 266,892 | 34.7% |
| Medically frail | 131,117 | 17.1% |
| Working ≥ qualifying hours / income | 127,459 | 16.6% |
| Working ≥ qualifying hours / income + Parent caregiver of child ≤13 | 117,728 | 15.3% |
| Parent caregiver of child ≤13 | 51,199 | 6.7% |
| Full-time student | 21,333 | 2.8% |
| Working ≥ qualifying hours / income + Full-time student | 15,964 | 2.1% |
| Working ≥ qualifying hours / income + Medically frail | 12,456 | 1.6% |
Counties in Pennsylvania
Subject adults concentrate: Philadelphia County (79,040), Allegheny County (71,523), and Montgomery County (49,807) account for 26% of the state's subject population.
| County | Adults subject | Subject rate | Projected loss | Poverty rate | Working-age population |
|---|---|---|---|---|---|
| Philadelphia County | 79,040 | 8.0% | 22,329 | 23.0% | 988,458 |
| Allegheny County | 71,523 | 9.7% | 20,205 | 11.0% | 741,004 |
| Montgomery County | 49,807 | 9.8% | 14,071 | 6.0% | 509,570 |
| Bucks County | 39,888 | 10.5% | 11,268 | 6.0% | 378,648 |
| Delaware County | 33,555 | 9.8% | 9,479 | 10.0% | 341,229 |
| Lancaster County | 33,551 | 10.8% | 9,478 | 8.0% | 312,164 |
| Chester County | 32,605 | 10.1% | 9,211 | 6.0% | 321,986 |
| York County | 27,298 | 10.1% | 7,712 | 9.0% | 269,270 |
| Berks County | 25,887 | 10.2% | 7,313 | 12.0% | 253,056 |
| Westmoreland County | 22,276 | 11.2% | 6,293 | 10.0% | 199,156 |
| Lehigh County | 21,817 | 9.8% | 6,163 | 12.0% | 222,468 |
| Northampton County | 20,353 | 10.9% | 5,750 | 9.0% | 187,031 |
| Luzerne County | 18,990 | 9.9% | 5,365 | 15.0% | 191,207 |
| Erie County | 16,426 | 10.5% | 4,640 | 15.0% | 155,878 |
| Dauphin County | 16,351 | 9.7% | 4,619 | 12.0% | 169,429 |
| Cumberland County | 15,675 | 9.9% | 4,428 | 8.0% | 157,674 |
| Lackawanna County | 12,887 | 10.4% | 3,641 | 13.0% | 124,423 |
| Washington County | 12,799 | 10.6% | 3,616 | 9.0% | 120,382 |
| Centre County | 12,271 | 11.9% | 3,467 | 17.0% | 102,968 |
| Butler County | 12,171 | 10.5% | 3,438 | 8.0% | 115,530 |
| Monroe County | 10,732 | 10.7% | 3,032 | 11.0% | 100,403 |
| Beaver County | 10,115 | 10.7% | 2,857 | 10.0% | 94,836 |
| Franklin County | 9,341 | 10.4% | 2,639 | 9.0% | 89,391 |
| Lebanon County | 8,729 | 10.8% | 2,466 | 11.0% | 80,446 |
| Schuylkill County | 8,471 | 10.2% | 2,393 | 12.0% | 83,335 |
| Cambria County | 8,409 | 11.5% | 2,376 | 14.0% | 72,964 |
| Fayette County | 7,387 | 10.3% | 2,087 | 16.0% | 72,066 |
| Blair County | 7,275 | 10.6% | 2,055 | 13.0% | 68,897 |
| Adams County | 7,030 | 11.6% | 1,986 | 8.0% | 60,568 |
| Lycoming County | 6,912 | 10.6% | 1,953 | 12.0% | 65,133 |
| Mercer County | 6,775 | 11.0% | 1,914 | 14.0% | 61,794 |
| Indiana County | 5,735 | 11.8% | 1,620 | 13.0% | 48,580 |
| Northumberland County | 5,422 | 10.5% | 1,532 | 12.0% | 51,730 |
| Crawford County | 5,272 | 11.5% | 1,489 | 13.0% | 45,841 |
| Lawrence County | 5,220 | 11.1% | 1,475 | 12.0% | 47,146 |
| Clearfield County | 4,699 | 10.1% | 1,327 | 14.0% | 46,449 |
| Somerset County | 4,402 | 10.6% | 1,244 | 11.0% | 41,530 |
| Columbia County | 4,186 | 10.7% | 1,182 | 15.0% | 38,978 |
| Carbon County | 4,180 | 11.1% | 1,181 | 12.0% | 37,577 |
| Armstrong County | 4,098 | 11.3% | 1,158 | 10.0% | 36,312 |
| Pike County | 4,065 | 11.7% | 1,148 | 10.0% | 34,880 |
| Bradford County | 3,754 | 11.5% | 1,061 | 13.0% | 32,656 |
| Wayne County | 3,305 | 11.3% | 934 | 11.0% | 29,328 |
| Venango County | 3,140 | 11.4% | 887 | 13.0% | 27,536 |
| Bedford County | 2,985 | 11.3% | 843 | 11.0% | 26,432 |
| Perry County | 2,849 | 10.7% | 805 | 8.0% | 26,614 |
| Mifflin County | 2,741 | 10.9% | 774 | 17.0% | 25,040 |
| Jefferson County | 2,700 | 11.1% | 763 | 14.0% | 24,304 |
| Tioga County | 2,661 | 11.7% | 752 | 12.0% | 22,707 |
| Union County | 2,639 | 10.4% | 746 | 11.0% | 25,374 |
| Huntingdon County | 2,607 | 10.2% | 737 | 11.0% | 25,570 |
| Snyder County | 2,584 | 11.5% | 730 | 8.0% | 22,486 |
| Susquehanna County | 2,496 | 11.8% | 705 | 11.0% | 21,068 |
| McKean County | 2,446 | 10.6% | 691 | 14.0% | 23,153 |
| Clinton County | 2,418 | 11.0% | 683 | 13.0% | 21,912 |
| Warren County | 2,403 | 11.6% | 679 | 12.0% | 20,757 |
| Clarion County | 2,392 | 11.1% | 676 | 14.0% | 21,583 |
| Greene County | 2,064 | 10.0% | 583 | 13.0% | 20,544 |
| Elk County | 2,025 | 11.8% | 572 | 9.0% | 17,079 |
| Wyoming County | 1,732 | 11.8% | 489 | 11.0% | 14,675 |
| Juniata County | 1,454 | 11.2% | 411 | 9.0% | 13,024 |
| Potter County | 1,043 | 12.1% | 295 | 12.0% | 8,608 |
| Montour County | 978 | 9.4% | 276 | 9.0% | 10,356 |
| Fulton County | 934 | 11.4% | 264 | 11.0% | 8,206 |
| Sullivan County | 425 | 12.8% | 120 | 12.0% | 3,330 |
| Forest County | 406 | 8.5% | 115 | 19.0% | 4,758 |
| Cameron County | 292 | 12.5% | 82 | 15.0% | 2,328 |
State brief and methodology
Estimates, not counts. The model rakes to CBO's national subject total and allocates by ACS microdata; state agencies hold the administrative data that would replace these figures.